“Going into the Finance Ministers’ meeting on PEI, Ontario proposed a balanced approach that would build on the strengths of the CPP while encouraging private-sector pension innovation to provide lower-cost, more efficient retirement solutions for more Canadians. We were pleased to see support for such an approach from the federal government and a majority of provinces. Now begins the significant work of further defining the proposed options. It is clear from the extensive consultations we have conducted, including with CARP, that there is an appetite for reform among stakeholders, experts, and members of the public.