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Number Two:
Limit the luxuries – do you really need over 500 channels? Most of the time when you order satellite or digital cable, you are paying for a lot of channels that you don’t actually watch. You also pay more depending on the speed of internet you have. If you only use the computer to send emails and read online, you probably don’t need the fastest service available.

Number One:
Skip the little things – make your own coffee in the morning. Instead of spending $5 a day on gourmet coffee, take it with you from home. Make it a special treat to buy a coffee once a week from your favourite coffee shop.

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